Calculate your personal risk of disability, critical illness, and death here.
Life insurance in a vital part of most financial plans. It can protect a family from the financial burdens caused by death. Not only can it be used to pay off outstanding debt, but it can be just as important in replacing a lost income for the family or business.
Furthermore, insurance is an important Estate planning tool, allowing wealth to pass from one generation to the next.
How much insurance do I need?
Use Transamerica’s LifeScripter the calculator to determine how much insurance coverage you need for your family.
What types of life insurance are there?
There are three basic types of life insurance. They are:
This is typically the most inexpensive type of life insurance. However the cost does increase as you get older and it does expire.
This is a permanent insurance plan that allows you to grow cash value and/or death benefit.
A permanent insurance plan, Universal Life also allows you to make tax-sheltered investments within the policy.
CI provides a lump sum payment in the event that you develop one of a number of life-threatening conditions.
The funds can be used to pay for medical treatment, replace lost income during recovery, protect retirement assets, or for whatever your family’s priorities are.
DI is designed to provide you with income in the event you get disabled and cannot perform the duties of your employment.
Long-Term Care Insurance
LTC insurance provides you a monthly benefit if you need long-term nursing care or care in a facility.
Our Insurance Partners
We offer insurance solutions from over a dozen major insurance companies, so we can shop around to provide our clients with the most appropriate coverage at the best price.
Companies we offer include: